Banking & Financial Institutions

For the counsel inside the institution.

In-house teams at banks, NBFCs, and insurers carry regulatory change, facility documentation, and customer disputes at a scale no headcount matches. Atherna tracks the drift, documents at volume, and clears bank-grade security.

Atherna · Compliance workspace
Summarise the indemnity cap across all SPAs

Across the three executed SPAs, the seller’s aggregate indemnity is capped at 15% of considerationSPA §9.2, subject to a de minimis threshold of $50k per claimDisclosure §3.1. The cap is dis-applied for fraud and title warrantiesSide Letter cl. 7.

Drafted in your house style3 sourcesVerified
Trusted by serious legal teams
Publicly listed banksSupreme Court counselInternational arbitratorsGlobal law firmsIn-house legal teams
The problem

Regulation moves faster than the team can read.

An in-house bank team answers to five regulators at once and a business that does not wait. Circulars, consultations, and rule changes land weekly across RBI, SEC, FCA, MAS, and DFSA; facility documents run to hundreds of pages each; customer disputes arrive in volume. Generic tools cannot be trusted with the data, and capped tools cannot hold the documents. Atherna was built for both constraints, and was the first legal AI to clear a bank's ISG review.

What Atherna does here

Engineered for this practice.

Capabilities tuned to the matter in front of you, each grounded in source and reviewable line by line.

Track regulatory drift

Monitor RBI, SEC, FCA, MAS, and DFSA for changes that touch your obligations, with native regulator integrations. Atherna flags what moved, what it affects, and the source instrument.

Document facilities at scale

Draft and review facility agreements, security documents, and amendments against your templates and sanctioned positions, kept consistent, complete, and grounded in the deal file.

Resolve customer disputes

Triage and respond to customer and conduct complaints at volume, with each response grounded in the account record, the contract, and the applicable rule.

Run compliance workflows

Map obligations to policies and controls, evidence them against source, and prepare for regulatory examination with a traceable, auditable record throughout.

Review policies against the rulebook

Test internal policies and product terms against current regulation across every region you operate in, with gaps and conflicts shown next to the governing provision.

Hold the matter in context

Put an entire regulatory file, deal, or dispute into Atherna at once, with no upload, context, or format ceiling, and reason across the whole of it.

What you ship

The deliverables, not the demo.

Concrete work product, in your house style, with an audit trail high-stakes matters require.

  • Regulatory-change tracking across RBI, SEC, FCA, MAS, DFSA
  • Facility, security, and amendment documentation at scale
  • Customer and conduct dispute triage and responses
  • Obligation-to-control mapping for compliance
  • Policy and product-terms review against the rulebook
  • Examination and audit preparation with source trails
  • Cross-jurisdiction obligation comparison
  • Board and risk-committee memos with citations
A worked example

A new RBI circular mapped to every affected policy, control, and facility template overnight, each change linked to the governing clause.

  • Five regulators tracked natively
  • Obligations mapped to controls
  • Bank-grade security, ISG-cleared
  • Zero data retention
Atherna · Compliance workspace
Summarise the indemnity cap across all SPAs

Across the three executed SPAs, the seller’s aggregate indemnity is capped at 15% of considerationSPA §9.2, subject to a de minimis threshold of $50k per claimDisclosure §3.1. The cap is dis-applied for fraud and title warrantiesSide Letter cl. 7.

Drafted in your house style3 sourcesVerified
Proof & trust

Proven where it counts.

Trusted by publicly listed banks. Atherna was the first legal AI in the world to clear a bank's ISG review for reliability and data security, and has been hardened ever since. Your work is never retained or used for training.

No limits

Unlimited ingestion with no context, upload, or format ceiling. Put the entire matter in and Atherna reasons across all of it.

Grounded in source

Every claim is tied to the document it came from and verifiable in one click. No unsourced assertions.

Bank-grade security

The first legal AI to clear a bank's ISG review, and hardened since. Your work is never retained or used for training.

Banking & Financial Institutions

See Atherna on your matter.

Bring a real file. We will show you ingestion, drafting, and citations on the work you do every day, and the two ways to deploy: ready-made, or built on our harness with a dedicated engineering team.